Aerial view of deep blue water moving around submerged stone forms

How It Works

How It Works

How It Works

From deployment to intervention.

01

Deploy

Deploy

Deploy

Riverbank OS™ is placed directly inside the portfolio company as a continuous governance diagnostic capability. Trained diagnosticians conduct on-site and remote work across the organisation. All data is gathered independently of management. The system runs for the duration of the hold.

02

Quantify

Quantify

Quantify

Six governance dimensions are scored independently by trained diagnosticians. Every score follows a structured evidence chain and is verified by two diagnosticians working from the same evidence base. Capital owners receive the composite score, individual dimension scores, terrain classification, and an independent reporting track alongside the company’s board reporting.

03

Intervene

Intervene

Intervene

Diagnostic findings trigger codified interventions matched to the conditions identified. Decision authority is mapped and distributed. Independent reporting channels are installed where information is filtered. Institutional knowledge is transferred into documented structures. Leadership divergence is made visible before it becomes costly. Governance conditions are re-measured against the baseline to track improvement.

Ready to see the terrain clearly?

Questions we hear most

How is the Friction Index™ different from an engagement survey or culture assessment?

Engagement surveys measure what people report about how they feel. The Friction Index™ independently verifies how the organisation actually operates, drawing on multiple independent data sources gathered by trained diagnosticians. The methodology was built specifically for the governance conditions that affect enterprise value and that perception-based instruments consistently miss.

What does the diagnostic process involve?

The diagnostic cycle includes on-site and remote phases, drawing on multiple independent data sources across the organisation. The process fits around day-to-day operations. Capital owners receive regular governance reporting throughout the engagement.

Who receives the results?

The capital owner receives two reporting tracks. Track 1 is the company’s own board pack. Track 2 is Riverbank’s independent governance data. Management sees Track 1. The capital owner sees both. The distance between the two tracks is where the real governance picture becomes visible.

Will the diagnostic process disrupt management or day-to-day operations?

The process is designed to fit within normal operational rhythms. Diagnosticians work on-site and remotely, participating through structured conversations and observing normal business interactions. The on-site phases are time-limited.

Can this be deployed across multiple portfolio companies?

Yes. Programme engagements across multiple portfolio companies use the same standardised methodology, which allows direct cross-portfolio comparison on all six governance dimensions.

What happens at exit?

Governance evidence that has been tracked and verified over the hold period is compiled into a buyer-ready format. This gives the exit diligence process independently verified governance data from day one of ownership.

What happens when the diagnostic identifies serious governance problems?

Every finding triggers a specific, codified intervention with defined implementation steps. Decision authority is mapped and redistributed into a documented framework; independent reporting channels are installed where information is filtered; and institutional knowledge is transferred into system-backed structures. Each intervention has clear success measures, with conditions re-measured to track improvement.

How is this different from what our operating partners already do?

Operating partners typically work from management-provided data, attend board meetings, and advise on operational improvements. The Friction Index™ gathers data independently of management using trained diagnosticians and a clinical-grade methodology. Operating partners see what management shows them. Riverbank measures what is actually happening and reports it directly to the capital owner through an independent channel. These are complementary functions. The Friction Index™ gives operating partners better data to work from.

What qualifications do your diagnosticians have?

Diagnosticians are qualified organisational psychologists, clinical psychologists, or behavioural scientists. Each diagnostician is trained and certified in the proprietary diagnostic reasoning protocols, scoring calibration procedures, and evidence evaluation frameworks inside Riverbank OS™. The system architecture ensures scoring consistency across diagnosticians. Rachel Fung designed the methodology and oversees every assessment as System Architect.

Organisational governance diagnostics for Private Equity funds and Family Offices. Singapore

© 2026 Riverbank Intelligence Pte. Ltd.